Last updated: September 18, 2026
Please read this before acting on anything you find on Nocyam.
General
Nocyam publishes general information for a general audience. Nothing here is tailored to you, because we don’t know your circumstances. We are a publisher — not an adviser, not a clinician, not a law firm.
We work to be accurate and to cite our sources, but information goes out of date and mistakes happen. You are responsible for the decisions you make. If something here matters to your money, your health or your legal position, verify it with a qualified professional before you act.
Financial content
Articles in our Personal Finance category are for information and education only. They are not financial, investment, tax or accounting advice, and they are not a recommendation to buy, sell or hold any financial product.
- We are not licensed or registered as financial advisers in any jurisdiction.
- We do not know your income, debts, obligations, tax position or goals — all of which change what is sensible for you.
- Rates, fees, terms and eligibility rules change frequently. Always confirm current terms directly with the provider.
- Any figures or examples are illustrative. Past performance does not predict future results, and all investing carries the risk of loss, including loss of principal.
Before making a financial decision, speak to a licensed financial adviser, accountant or tax professional in your country.
Health and mental health content
Articles in our Mental Health category are for information and education only. They are not medical or psychological advice, diagnosis or treatment.
- We are not doctors, therapists or licensed mental health professionals.
- Nothing here replaces a consultation with a qualified clinician who can assess you properly.
- Never disregard professional medical advice, or delay seeking it, because of something you read on this site.
- Never start, stop or change a medication or a treatment plan based on our articles.
If you are in crisis or thinking about harming yourself, do not use this site for help. Contact your local emergency number or a crisis line in your country immediately. In the United States, call or text 988 (Suicide & Crisis Lifeline). In the United Kingdom and Ireland, call 116 123 (Samaritans). Elsewhere, findahelpline.com lists services by country.
Travel content
Entry requirements, visa rules, safety conditions, prices and schedules change constantly and vary by nationality. Always confirm current requirements with the relevant embassy, consulate or official government travel advisory before you book or travel. Travel involves risk, and you travel at your own risk.
Relationships content
Articles in our Relationships category are general commentary, not counseling or therapy. If you are dealing with abuse, coercion or a situation where you feel unsafe, please contact a domestic violence service or the emergency services in your country.
Apps and products we write about
When we describe an app or service, we are describing it as we found it at the time of writing. Features, pricing and availability change. We are not responsible for third-party products, and mentioning one is not a guarantee that it will work for you. Read the provider’s own terms and privacy policy before you sign up.
How we are funded
Nocyam is funded by advertising displayed on this site. Advertisers have no input into our editorial decisions, no advance sight of our articles, and no ability to have content changed or removed. Advertisements are served by third parties and their presence next to an article is not an endorsement of the advertiser by us, or of our article by the advertiser.
Where an article ever contains an affiliate link or sponsored content, we will say so clearly and prominently within that article. We do not accept payment for a favorable review.
External links
We link to third-party sites for your convenience. We have no control over their content and accept no responsibility for it.
Contact
Questions about this disclaimer: [email protected]